About this plugin
KuLoan Ledger is a lightweight WordPress dashboard plugin for administrators who need to manage private loans without running a separate loan-management application.
It provides a loan ledger for borrowers, principal, monthly interest, due dates, partial repayments, extensions, late penalties, signed loan acknowledgements, due-date reminders, transaction history, backups, corrections, and management reporting.
The default monthly interest rate is 20%, but it can be changed in Settings or for an individual loan.
Core features
- Borrower records with editable contact and identification details.
- Loan creation with automatic first-month interest.
- Default 20% monthly interest, configurable per loan.
- Per-loan late penalty terms: percentage or fixed amount.
- Partial payments allocated in the order: interest, penalty, principal.
- Loan extensions with optional capitalization of unpaid interest and penalties.
- Administrator-selectable extension date for retrospective record entry.
- Customizable acknowledgement header with company/business name, logo, and company details.
- Loan Acknowledgement & Acceptance with two witness lines.
- Browser-native Save PDF workflow for acknowledgement documents.
- Upload signed PDF, JPG/JPEG, or PNG acknowledgement copies to the loan record.
- Due Today, Due This Week, Grace Period, Overdue, and Upcoming statuses.
- Manual borrower email reminders with a lender/admin copy.
- Optional daily lender/admin due-date digest using WordPress mail and WP-Cron.
- Reminder activity log.
- Full payment and transaction history.
- Dashboard Total Expected Amount across active loans.
- Loan Register Totals beneath the Loans table.
- Dependency-free 12-month performance chart.
- CSV export of the loan register.
- Complete administrator JSON backup and restore.
- Audit-safe payment reversal using a Void Payment workflow.
- Loan void/cancel and separately protected permanent deletion controls.
- Business lending reports with date filters, CSV export, and Print / Save PDF.
- Explicit uninstall cleanup controls; normal uninstall preserves data by default.
- Dedicated custom database tables for loan data.
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