About this plugin
LoanPress lets lenders, microfinance companies, and private credit providers accept and manage loan applications entirely within WordPress — no third-party SaaS, no per-transaction fees, all data on your own server.
Free Features
- ✅ Multi-step application form with KYC (shortcode: [loanpress_apply])
- ✅ Borrower registration & login integrated inline — no separate page needed
- ✅ Full KYC data capture (ID, employment, income, next of kin, banking details)
- ✅ Document upload by borrower (ID, payslip, bank statement, custom docs)
- ✅ Admin applications list with status filters and search
- ✅ Approve or decline applications with notes
- ✅ Full applicant KYC data visible in admin
- ✅ View uploaded documents from admin
- ✅ Email notification to borrower on submission
- ✅ Email notification to admin on new application
- ✅ Loan product manager (unlimited products)
- ✅ Loan calculator shortcode [loanpress_calculator]
- ✅ Basic borrower portal — view application status
- ✅ Borrower security — borrowers cannot access wp-admin
- ✅ Activity log on every application
- ✅ WordPress.org compatible — GPLv2
Pro Features — [Get Pro](https://linusite.com/loanpress/)
- 🔒 Agreement builder with merge tags ({borrower_name}, {loan_amount}, etc.)
- 🔒 Electronic signature (canvas draw + typed name with IP/timestamp audit trail)
- 🔒 PDF export of applications and signed agreements
- 🔒 Full repayment schedule (reducing balance, flat rate, compound interest)
- 🔒 Instalment tracker with overdue detection and automatic penalty application
- 🔒 Payout flow — mark paid out, select bank account, upload proof
- 🔒 Proof of payment upload per instalment by borrower
- 🔒 Full borrower dashboard (My Loans, Agreements, Messages, Profile tabs)
- 🔒 Per-application discussion threads between staff and borrowers
- 🔒 Credit scoring engine
- 🔒 Reports dashboard with collection rates, overdue counts, disbursed totals
- 🔒 Appeals workflow (borrowers can appeal once after decline)
- 🔒 SMS notifications (Twilio, Africa’s Talking, Vonage)
- 🔒 Remove LoanPress branding
Plans: Starter ($39/yr, 1 site) · Full ($130/yr, 5 sites)
View Pro Plans →
External Services
This plugin does not connect to any external services by default. All loan data, applicant information, and documents are stored entirely on your own WordPress server and database.
com/linusite-loan-application-manager/) optionally connects to your own configured SMS gateway for repayment reminders. No data is sent to any external service without explicit admin configuration.