About this plugin
Store Credit and Wallet plugin for WooCommerce that helps you launch a lightweight, no-bloat store credit and wallet system without complexity.
Every customer gets a store credit balance (a wallet) they can top up, earn, and spend at checkout. You can also issue flexible credit vouchers, refund orders to store credit instead of the original payment method, and reward purchases with automatic credit – a complete store credit experience for WooCommerce.
A dedicated “Store Credit” page appears under My Account where customers can view their wallet balance, vouchers, top-up options, and full activity history.
Admins get a clear settings area and tools to adjust balances, manage vouchers, refund to credit, and review a complete activity log.
Store Credit & Wallet – Free Features
- Account credit wallet: every customer gets a store credit balance they apply at checkout
- Credit vouchers: issue redeemable codes (stored as WooCommerce coupons) that work in full or in part
- Credit Redemption Tool on the cart and checkout to apply account credit, choose a voucher, or claim a code
- Compact wallet widget shown inside the cart totals for a quick apply/remove toggle
- Customer wallet dashboard (or shortcode) under My Account: balance, vouchers, top-up, and history
- Customer top-up: let customers buy store credit and load their wallet
- Refund orders to store credit instead of the original payment method
- Admin tools: adjust balances, manage vouchers, and review a full activity log
- Customisable email notifications (credit added, credit deducted, refunded to credit, voucher created)
- Multi-currency support that converts the wallet balance to the active currency
- Migration tool: import balances, store credit coupons and gift cards from TeraWallet, WooCommerce Account Funds, WP Swings Wallet, Advanced Coupons, WooCommerce Smart Coupons, WebToffee Smart Coupons, WooCommerce Store Credit, WooCommerce Gift Cards, YITH Gift Cards and PW Gift Cards
- Developer friendly functions and hooks
Why choose this Store Credit and Wallet plugin?
- Built specifically for WooCommerce
- Fast and lightweight
- Simple UX: one wallet dashboard with balance, vouchers, top-up, and history
- Easy to set up and configure
- Works alongside WooCommerce coupons, sales, and the block cart and checkout
- Two flexible systems: an account credit wallet, credit vouchers, or both
- Refund to store credit to keep revenue in your store and encourage repeat purchases
- Comprehensive admin tools for managing your store credit program
Ways to Add Store Credit
There are several ways for customers to build up their wallet balance, including:
- Topping up (buying store credit) from a page or their My Account dashboard
- Receiving a refund as store credit instead of to their payment method
- Being awarded credit manually by an admin
- Being gifted credit from another customer
Spending Store Credit
Customers can spend their wallet balance and vouchers via the Credit Redemption Tool at the cart and checkout (and the compact widget in the cart totals):
- Apply their account balance, in full or as a custom partial amount
- Choose and apply one or more credit vouchers
- Claim a voucher by entering its code
- Combine an account balance and a voucher on the same order (if enabled)
Redemption respects any minimum amount and maximum order-coverage limits you set.
Credit Vouchers
Credit vouchers are stored as standard WooCommerce coupons, so you can manage them from WooCommerce → Marketing → Coupons. Set a code prefix for auto-generated vouchers and configure a template coupon whose restrictions are copied to every new voucher. Vouchers support partial redemption, so a customer can spend part of a voucher’s value and keep the rest for a future order.
Pro Features
- Unlimited access to all features
- Automatic cashback (store credit) on purchases
- Conditional earning rules (by product, category, role, order total, quantity, or payment method)
- Credit expiry with automatic reminder emails
- Bulk credit tools to grant credit to customers by role
- Discounts on bulk and fixed voucher purchases
- Customer gifting (buy a gift, gift from balance, or gift a voucher)
- WooCommerce Subscriptions: pay for subscriptions with store credit, use credit towards renewals, sell credit memberships, and send low-balance reminders
Try PRO free for 7 days – and get 50% off with code: LAUNCH50
Settings Overview
- General: choose the account credit wallet, credit vouchers, or both, and set your store credit label.
- Credit Redemption: where the redemption tool appears, the compact wallet widget, partial redemption, and min/max limits.
- My Account: enable the wallet dashboard and choose which sections show.
- Earn / Top-up: let customers buy credit, with min/max amounts and delivery options.
- Refunds: show the “Refund as Store Credit” button and set its label and behaviour.
- Vouchers: code prefix, template coupon, combining and converting options.
- Email: subjects and bodies for credit and voucher notifications, with merge tags.
- Store Credit Products: sell gift cards with the “Store credit / gift card” product type, with customer-chosen amounts or fixed denominations, gifting to a recipient, and a dynamic gift-card product image.
- Multi-Currency and Gift Cards: integrations and conversion options.
- PRO tabs: Conditional Rules, Cashback, Credit Expiry, Bulk Credit, and Bulk Discount.
Tip: You can also embed the wallet balance and top-up form anywhere with the shortcodes [sscp_balance], [sscp_credit_topup], [sscp_credit_history], and [sscp_balance_check] (a public voucher balance lookup that needs no login).
Why do I need a store credit and wallet program?
A store credit and wallet program keeps revenue in your store and encourages customers to come back. Refunding to store credit, rewarding purchases with credit, and letting customers top up their wallet all increase loyalty and lifetime value, while giving shoppers a fast, friction-free way to pay at checkout.
Why choose RelyWP Store Credit for WooCommerce?
RelyWP Store Credit for WooCommerce is designed to be a lightweight, easy-to-use wallet solution that integrates seamlessly with your WooCommerce store. It offers a comprehensive set of store credit features without the complexity and bloat of larger wallet plugins. With a focus on user experience, both for customers and administrators, it provides a straightforward way to run a store credit program that drives engagement and sales.